Kuber Puja Vidhi for Home and Dhanteras

Kuber Puja Samagri

The following items are kept ready before the puja begins:

• Clean wooden chowki or platform

• Red, yellow, or white cloth

• Kuber idol, image, or Kuber Yantra

• Goddess Lakshmi idol or image, for a combined puja

• Kalash with water, mango leaves, and coconut

• Akshat (unbroken rice)

• Kumkum, haldi, chandan, or roli

• Fresh flowers, preferably yellow and red

• Incense sticks or dhoop

• Ghee or oil diya and camphor

• Naivedya, such as sweets, batasha, dry fruits, fruits, or panchamrit

• Coin, currency notes, gold or silver item, or jewelry

• Locker key, cash box, or account book

• Gangajal for purification

• Bell and a clean plate for offerings

Note: If you do not have a Kuber idol, you can worship your locker or jewelry box as Lord Kubera. Before starting the puja, draw a Swastika with sindoor on it and tie a piece of mauli around it.

How to Do Kuber Puja at Home

People commonly perform Kuber pooja at home, especially near the locker, cash box, or the north corner of the house. The steps below explain how to do Kuber puja at home.

1. Preparation

Devotees wake early, bathe, and wear clean traditional clothes. Clean the puja area thoroughly, especially the north corner or the spot where the locker is kept.

Spread a clean cloth on a wooden platform. Place the Kuber idol, image, or Yantra in the center. Goddess Lakshmi is placed beside Lord Kubera on Dhanteras or Diwali.

The locker key, cash box, jewelry, coins, and account book are kept nearby.

2. Sankalp

Before beginning the puja, take a sankalp (sacred intention) to worship Lord Kubera with devotion and sincerity.

Mentally express your prayers for financial stability, prosperity, protection of your savings, and responsible use of wealth. Begin the puja with a calm mind and focus on your prayers.

3. Invocation and Dhyana

Lord Kubera is meditated upon as the guardian of treasures. The traditional dhyana mantra describes him as the lord of treasures, crowned, holding a varada mudra and a gada, and a friend of Lord Shiva.

Shri Kubera Dhyana Mantra

मनुज-बाह्य-विमान-स्थितम्,
गरुड-रत्न-निभं निधि-नायकम्।

शिव-सखं मुकुटादि-विभूषितम्,
वर-गदे दधतं भजे तुन्दिलम्॥

Meaning: I offer my prayers to Lord Kubera, who sits upon a celestial vehicle, is the lord of all treasures, is a friend of Lord Shiva, wears a crown and other ornaments, and holds a boon-giving gesture and a gada in his hands.

4. Avahana (Invocation)

After meditating on Lord Kubera, invite him to be present during the puja. Face the idol, image, Yantra, or locker being worshipped and perform the invocation gesture while reciting the following mantra.

Shri Kubera Avahana Mantra

आवाहयामि देव! त्वामिहायाहि कृपां कुरु।
कोशं वर्द्धय नित्यं त्वं परि-रक्ष सुरेश्वर॥

॥ श्रीकुबेर-देवम् आवाहयामि ॥

Meaning: O Lord Kubera, I invite you to be present here and seek your blessings. Please bless my treasury with continued growth and protect it always.

5. Pushpanjali Asana (Offering Flowers as a Seat)

After invoking Lord Kubera, take five flowers in your cupped hands and place them in front of the idol or near the locker. This offering symbolically provides a seat for the deity.

Shri Kubera Pushpanjali Asana Mantra

नाना-रत्न-समायुक्तं कार्त्त-स्वर-विभूषितम्।
आसनं देव-देवेश! प्रीत्यर्थं प्रतिगृह्यताम्॥

॥श्रीकुबेर-देवाय आसनार्थे पञ्च-पुष्पाणि समर्पयामि॥

Meaning: O Lord of the Devas, please accept this golden, jewel-adorned seat offered with devotion. I offer five flowers as your seat.

6. Navopachara Pujan (Nine Offerings)

After offering flowers, worship Lord Kubera with nine traditional offerings. Each offering is made while reciting the corresponding mantra.

Shri Kubera Navopachara Pujan Mantras

Offering	Mantra
Water for feet (Padya)	ॐ श्रीकुबेराय नमः पादयोः पाद्यं समर्पयामि।
Arghya water	ॐ श्रीकुबेराय नमः शिरसि अर्घ्यं समर्पयामि।
Chandan and Akshat	ॐ श्रीकुबेराय नमः गन्धाक्षतान् समर्पयामि।
Flowers	ॐ श्रीकुबेराय नमः पुष्पं समर्पयामि।
Incense	ॐ श्रीकुबेराय नमः धूपम् आघ्रापयामि।
Lamp	ॐ श्रीकुबेराय नमः दीपं दर्शयामि।
Food offering	ॐ श्रीकुबेराय नमः नैवेद्यं निवेदयामि।
Water for Achamana	ॐ श्रीकुबेराय नमः आचमनीयं समर्पयामि।
Betel leaf	ॐ श्रीकुबेराय नमः ताम्बूलं समर्पयामि।

During each offering, recite the respective mantra and present the item to Lord Kubera with devotion.

7. Pujan Samarpan (Completion of Worship)

After completing the nine offerings, take chandan, akshat, and flowers in your left hand. Using your right hand, place them on the locker, cash box, or jewelry box while reciting the following mantra.

Shri Kubera Pujan Samarpan Mantra

ॐ श्रीकुबेराय नमः।
अनेन पूजनेन श्रीधनाध्यक्षः श्रीकुबेरः प्रीयताम्।
नमो नमः।

Meaning: Salutations to Lord Kubera, the overseer of wealth. May he be pleased with this worship. I offer my repeated salutations to him.

8. Kuber Mantra Chanting

Chant the widely recited Kuber mantra 108 times using a rudraksha, tulsi, or sphatik mala.

Kuber Mantra

Om Yakshaya Kuberaya Vaishravanaya
Dhanadhanyadhipataye
Dhanadhanyasamriddhim Me Dehi Dapaya Svaha.

This mantra seeks wealth, abundant food grains, and prosperity from Lord Kubera. You may also chant the simpler mantra, "Om Shri Kuberaya Namah."

8. Aarti and Prasad

Kuber aarti, or Goddess Lakshmi aarti, is performed with a ghee diya or camphor. Prasad is shared among family members.

One coin, a small gold or silver item, or the Kuber Yantra is kept in the locker after the puja as a symbol of continued prosperity.

How to Do Kuber Puja on Dhanteras

On Dhanteras, families usually worship Lord Kubera along with Goddess Lakshmi and Lord Dhanvantari. Lord Dhanvantari is the deity of health and Ayurveda, Lord Kubera represents wealth, and Goddess Lakshmi represents fortune.

A practical sequence for Dhanteras Kuber puja is:

1. The home, entrance, and puja area are cleaned and decorated.

2. A Yama Deepam is lit outside the home in the evening to seek protection from untimely misfortune, in honor of Lord Yama.

3. Lord Dhanvantari puja is performed for health.

4. Goddess Lakshmi and Lord Kubera puja is performed during the Dhanteras muhurat.

5. Newly bought gold, silver, utensils, or currency is placed in the puja area before being stored.

6. Sweets, fruits, and dry fruits are shared as prasad.

Important Rules and Beliefs

• The north direction is associated with Lord Kubera, so the puja area or locker is ideally placed there.

• The locker, safe, and account books are kept clean, and clutter or broken items are avoided.

• The puja is done with a calm mind, as devotion and gratitude are central.

• Impulsive spending in the name of prosperity rituals is discouraged, as Kuber puja is linked with disciplined wealth management.

• When a full ritual is not possible, a simple offering of diya, incense, flowers, akshat and sweets with the mantra "Om Shri Kuberaya Namah" is considered enough.

Simple Short Vidhi

For those short on time, the puja can be done in these steps:

1. Bathe and wear clean clothes.

2. Clean the north-side puja space or locker area.

3. Place a Kuber image or Yantra, or worship the locker as Lord Kubera.

4. Light a diya and incense.

5. Offer flowers, akshat, chandan, sweets, and water.

6. Chant "Om Shri Kuberaya Namah" 108 times.

7. Perform aarti and distribute prasad.

8. Keep a coin or Kuber Yantra in the locker.

FAQs

Can Kuber puja be done at home?

Yes, it is normally done in the comfort of one’s home, preferably near the locker or cash box or in the north corner. Kuber Idol helps but is not mandatory, as you can use the locker or jewelry box as a substitute.

When should Kuber puja be done?

The best time to offer Kuber Puja is during Pradosh Kaal of Diwali on the Tithi of Dhanteras. It must be performed during the city-specific muhurat.

Can Kuber puja be done without an idol?

Yes, Kuber Yantra, idols, and pictures of him can be used for the puja. A swastika is drawn with sindoor, and mauli is tied on the locker or cashbox before beginning the ritual.

Is Kuber puja done on Diwali?

Yes, Lord Kubera is offered prayers on Diwali along with Goddess Lakshmi. However, Dhanteras Day is considered more significant for performing Kuber Puja.

What should be offered to Lord Kubera?

Water, chandan, akshat, flowers, incense, diya, naivedya, and tambul are some of the items that may be offered to Lord Kubera. Sweets, dry fruits, batasha, fruits, coins, and valuables may also be placed before him as offerings on Dhanteras or Diwali.