Avoid lending money since there are chances that you might find it very difficult to recover what you have loaned out. But, try not to refuse directly. Remember, a loan even for a short period of time must not be given. If you have to give it due to some reason, it will be better to hold something of value as a guarantee. Also, save yourself from investing under temptation. You need to keep away from apparently lucrative but otherwise tricky investment schemes. Remember, going with them will only endanger your hard-earned money. You should, therefore, invest where you it will be possible to get safe though low returns. Mid month will enable you to pave the way for handsome monetary returns. However, consider all the aspects – both positive and negative – before grabbing any opportunity. You will benefit if you were to take a final decision only after looking at the viability of the project. The good news for you is that your continuous pursuit will definitely bring an improvement in your financial health. Resist from being influenced by investment temptations, especially the stock market during the month end. Invest your money only after considering all pros and cons to save yourself from major losses. Also, if you are a little unsure about where to invest, consult an expert. Right now, investing in land is not a great idea.